Suzuki Secure

Security and Reassurance for the road ahead.

Lower monthly repayments, greater security

SuzukiSecure helps you stay in control when buying your new Suzuki. Not only will you know what your vehicle is worth to us at the end of your loan with a Guaranteed Future Value*, you’ll also benefit from lower monthly repayments^

Lower monthly repayments^

You get to enjoy the car you want with lower monthly repayments^ compared to a standard fixed rate car loan with an equivalent term.

Flexible, tailored finance

Tailor your loan to suit your lifestyle and finance preferences. With SuzukiSecure you can customise your loan term, kilometre usage and deposit.

Guaranteed Future Value*

With the security of a Guaranteed Future Value*, you’ll know the value of your Suzuki to us at the end of your loan, meaning you can plan confidently for the road ahead.

You are in control

SuzukiSecure gives you control at the end of your car loan to decide what’s right for you. There are three options to choose from:


Visit your participating Suzuki Financial Services dealer to trade in your Suzuki for a new model. If the trade-in value is higher than the Guaranteed Future Value*, you can put the balance towards your new Suzuki.


If you wish to retain ownership of your Suzuki, simply pay the outstanding balance owing on the contract.


You can also return your Suzuki to us and use the Guaranteed Future Value* to settle the outstanding balance on your contract. You’ll have no more to pay subject to fair wear and tear guidelines, agreed kilometres and loan conditions being met.

How does it work?

Place a deposit

or pay no deposit at all, depending on your circumstances.

Choose your loan term

between one to four years and with your choice of repayment frequency of weekly, fortnightly or monthly repayments

Estimate kilometres you drive per year

to work out the total by the end of the loan term. For example, 20,000km per year would be 80,000km over a four-year loan term.

Drive away in your new Suzuki

We calculate your Guaranteed Future Value* and your repayments so you can drive away with confidence.

Please note:

Make sure you bring all the required documentation into your participating Suzuki dealership. We’ve created a simple application checklist which you can download below.

What documents do I need to apply?

This simple checklist tells you what documents to bring with you to your participating Suzuki dealership.

Download Checklist

Helpful SuzukiSecure documents

You’ll find more detailed information about SuzukiSecure in the below brochures.

SuzukiSecure brochure


SuzukiSecure Fair Wear and Tear guide


SuzukiSecure Returns brochure


Your finance questions answered

What Identification and Documents do I need to apply?

Before applying for car finance there are several documents you need to have ready. We have a checklist you can print to make sure you have everything you need.

Download our Document Checklist

What is SuzukiSecure?

SuzukiSecure is our Guaranteed Future Value (GFV)* product, offering customers security and benefits, such as lower monthly repayments^ compared to a standard car loan with no balloon, over the same term.

 Download our SuzukiSecureQuick Guide for more information.

How do we calculate Guaranteed Future Value (GFV)*?

We calculate the GFV* based on sales results of similar vehicles, as well as economic factors. The GFV* can vary based on your loan term and agreed kilometres.

What happens if I have damaged my car?

If your car doesn't meet the Fair Wear and Tear guidelines, Suzuki Financial Services will give you the opportunity to have the vehicle repaired. Otherwise, Suzuki Financial Services can organise the repairs and deduct the cost from your Guaranteed Future Value (GFV)*. This adjusted GFV will then be the price that Suzuki Financial Services will offer you if you return the car at the end of your term. Of course, if you keep the car, the condition doesn't matter. And if you trade it in or sell it privately, the condition will obviously impact your sale price.

What if I drive extra kilometres?

An excess usage adjustment of $0.0635 per kilometre will apply if, at the end of the term, you have travelled more than the agreed end odometer. This will be deducted from the GFV*, which then becomes your adjusted GFV*.


Approved applicants only. T&Cs apply. This information provided by Suzuki Financial Services, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Suzuki Financial Services is available at participating Suzuki dealerships. Click here to view our privacy policy.

*The Guaranteed Future Value (GFV) is the minimum value of your Suzuki at the end of your finance contract, as determined by Suzuki Financial Services. If you decide to return your car to Suzuki at the end of your term, Suzuki Financial Services will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether SuzukiSecure is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. SuzukiSecure GFV products are available to approved customers of Suzuki Financial Services, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.

^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Target Market Determinations are available here.